Turning 65 Soon? You're not alone—and if you’re feeling overwhelmed by Medicare decisions, you're definitely not the only one.
Most people sign up for Medicare Part A (hospital insurance) and Part B (medical insurance) when they’re first eligible for Medicare, typically at age 65. Even if you still work and stay in your employer health care plan past age 65, it still makes sense to enroll in Medicare Part A, as there are no premium payments. Beyond that there are also decisions as to whether select Original Medicare or Medicare Advantage (Part C) and what prescription drug plan to select. Medicare Advantage allows you to select from several private plans approved by Medicare and offered by an insurance company. Those who are enrolled in Medicare Part A, Part B or both can also obtain prescription drug coverage. Medicare Supplement or Medigap insurance is also available to cover some or most of the coverage gaps in Medicare.
Recently I’ve helped clients with this important health care decision and process; each had different work situations and needs. It is rewarding to see their anxiety ease as we find the best-fit plan together.
Need Help with Your Medicare Decision?
If you’re:
• Approaching age 65
• Retiring soon and leaving your employer’s group plan
• In need of a private plan to bridge the gap before Medicare eligibility
…I’d love to help you navigate your options.
Let’s connect for a quick call to walk through your choices and create a personalized plan for your next chapter. Schedule a call on my website: https://cjperryfinancial.com
Sources: SSA.gov, The American College RICP® Study Outline, Move Health
